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Choose The Ideal Tariff For Your Phone

18 November 2016

With so many mobile tariffs available today, it can become hard to figure out what exactly to choose for, to satiate all your needs. There are three basic types of mobile phone tariff deals - Contract Tariff, SIM only and Pay as you go. Each one has its own advantages and disadvantages and it really depends on how much you use your phone each month. The key to choosing the right tariff is to ensure that you are able to keep a track on the amount you spend on your phone each month. At the same time, your phone should be convenient in terms of air time. Let us compare the three to understand more.

Contract Tariff

These deals provide you with a "free" mobile phone with a given amount of airtime and data services. While this sounds really attractive, the fact is that the cost of your phone is actually divided across the contract which usually lasts for about 24 months. This plan is perfect for people who spend a lot of time over their phone as there are no airtime restrictions. If you are someone who is looking for a new handset, this could be a great way to get one. You can get a top range handset without having to pay upfront. However, you need be careful about the contract period and ensure that you renew your contract at the end of 24 months to avoid paying too much.

Pay as you go

This is great for those who want to keep a close eye on their mobile phone expenses. You need to buy airtime credit before you can start using this plan. You can use your phone only until this airtime lasts. Once it is over, you can top up your airtime with a minimum of $10. So you can pay as and when you need to use your phone. The biggest advantage is that you do not have to worry about monthly payments. Also, you need not have a good credit history to make this purchase. It is much easy on the pocket.

SIM Only

This plan is also called a pay monthly plan. This is the best option if your contract tariff has ended and you need some time to figure out what you want to do next. With this plan, you get a monthly bill for all the data consumption, calls, and texts. For this plan to be activated on your handset, you will have to pass a credit check first. They you will pay the initial fee by direct debit. You could avail a monthly contract or even an annual contract. The only thing with this plan is that when you exceed the monthly allowance, you may end up with a hefty bill. Otherwise, it is really easy to keep track of how much you are spending each month towards your phone.

Each plan comes with a set of restrictions and allowances for users. The only important thing to do is to ensure that you are able to stick to your monthly mobile budget. Make sure you compare all the available deals online before you commit to a certain plan.